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Also, my dad has a living allowance that makes this affordable. However, I don’t imagine that many people in our income-bracket own a home this expensive.
I do not know how large the housing allowance is (small I imagine). That income comes from my dad’s employer (church).
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Well, you do need to find that out, and it would get listed under “untaxed income”. Even if it’s only $500 a month, and that would be lowish for a pastor, then that would $6000 added to untaxed income.
You have a 197 PSAT. Likely with some practice, you could raise that for the junior year PSAT.