@jym626: Thanks for info about internships. That was our suggestion to him as well. Job experience; interesting work; adds maturity.
@Redhounds: Second child in college for his year 3+ (impacts FA calc), so only 23K cost year 4 (tutition\dorm\etc).
@juststaycool: If he pays year 4+, then we are good.
As for the calculator. I agree that FA is per the schools priority and any FA is a GIFT! Just consider the following and what the NPC Calculator is saying…Married family; only child; 200K in savings; no other assets in parent or child. I calculate…
Salary $129.9 K ==> FA= 48330 OOP = 18,690
Salary $130.1 K ==> FA= 30115 OOP = 36,900
The income diff is only $200, but OOP doubles. Just wondering if the NPC is accurate to actual offers of FA when just above the bend incomes.