My daughter was admitted to UMD (we are in-state) as well with full ride Banneker Key Scholarship, was also admitted to UMich with Shipman Scholarship. We are heading to UMich tomorrow for Shipman weekend. UMich would cost us $32,000-$37,000. Also admitted to Tulane with $30,000 merit scholarship, my daughter loved that school. It will be a hard decision.