And I’d still pick UNC. It’s a better J school and frankly, reading what the OP wrote - she prefers to be there.
But getting into a similarl ranked school has made her think…well maybe it wouldn’t be bad.
As noted both school are great but I get the sense OP wants to be closer to home - but the one downside to UNC is the non-direct admit at KF - but doesn’t mean she won’t be there.
I would carefully go over funding with the folks though. Many kids say their parents are willing to support - but they may also not realize the cost will come to close to $400k. So it is something that does need to be talking about.
Critizing others, however, isn’t something that needs to be done. It’s fine to post your opinion but please don’t knock others.