<p>I’m with phonyread98 – very biased toward UNC. It is a wonderful school. (By the way, alcoholic potheads don’t last long at UNC; they flunk out.) However, I wouldn’t pay $40,000/year or go into huge debt for ANY school.</p>
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<p>The average American doesn’t save nearly enough for retirement. Your father is being financially responsible. You qualify for full tuition at a couple of good universities. It sounds like Georgia would be a better fit for you. There are plenty of intelligent, highly motivated students there, just as there are at just about any state flagship. Go there, be happy, and don’t concern yourself with “what if”.</p>