@MrElculver2424 I reread your post several times, but I still cannot tell if you are just overwhelmed with school and your financial situation or simply lack motivation… If you are feeling overwhelmed, take a step back, give yourself a break, take a week off (not the whole semester) and do something that makes you genuinely happy. You may find yourself in a completely different place when you come back to school refreshed. If the break does not help, sit down (preferably with your parents) and think about your options then. Maybe you can still transfer to the main campus. Yes, there are a lot of different requirements, but that’s ok, approach them one by one. Or maybe you can change your major. Your parents know you better than anyone, so they might recommend something that will suit you well. Either way, don’t make an impulsive decision without thoroughly evaluating it first.
If you are worried about the loans - don’t be. Everybody’s got them. Anything under $100K for undergrad is considered normal. You will pay it off fairly fast, once you graduate and find a job in the field. Plus, there are so many opportunities (loan forgiveness, debt restructure, etc)… You will be ok.
If you are lacking motivation to continue your education (based on “I only do what I want to do”, "perfectly content having 2 or 3 friends and working at my part-time job "), that’s a totally different story. In that case, no one can convince you that college is right for you. The best course of action would be to drop out, cut your losses and stop wasting money on something that does not interest you. Maybe you just need time to do some soul searching. You may find your own reason to go back to school 5, 10, 20 years down the road… or maybe sooner. I am assuming that you are very young (under 20) and financially dependent from your parents. If so, drop out and try to find a full-time job and make it on your own. Desire to go back to school and receive ANY kind of degree will hit you sooner than you think. Especially, when you add together a cost of rent, utilities, food, phone, car, gas, insurance, etc. These are things people don’t normally think about while living under parents’ wing. In my experience, $2000 - $2500/month is a bare minimum you need to survive alone (depending on where you live).