Everything is very unclear. Here is additional info from the State of FL website:
24. How much is the scholarship award amount?
The award amount is equivalent to the per term institutional cost of attendance (COA), provided by
the Florida Board of Governors, minus the sum of the Bright Futures (BF) award and National Merit
award® (NM).
The institution may adjust an award based on a student’s other qualifying awards in order to satisfy
federal or institutional regulations.
- What is included in the cost of attendance (COA)? The COA is the total cost to attend college full-time per term and may include, but is not limited to, tuition and fees, on-campus room and board, books, supplies, travel, and miscellaneous expenses.