<p>Illnoismom, the Miami grant is renewable. At least the non need based one that we received. I’m pretty sure there is a need based grant also called the Miami grant but that’s not the one we are referring to. Our flagship here isn’t as expensive as yours ( we had done pre-paid so it would have even cheaper) but I can’t imagine any school having more red tape than ours. In the end, it was between the flagship and UM, Mwon out mainly because of the lack of red tape. UM has been wonderful in every aspect of customer service. When you call, someone answers the phone, if you have concerns, they address them etc.</p>