<p>With regards to graduate school placement, I think both schools would serve you well.</p>
<p>For professional placement, I think Michigan wins. You also seem to prefer the variety offered at Michigan. </p>
<p>Unfortunately, $40k is a lot of money. </p>
<p>This is definitely a tough decision. Do you have younger siblings that your parents are going to have to put through college? Is that $40k going to be a burden on your folks? If the answer to either of those is yes, I say Kzoo all the way. If the answer to both is no, go for Michigan. If the answer to one of the questions is yes and to the other is no, toss a coin! ;)</p>