@wptugs I do not want to be in any way a final say in this (I’m not even going to make a suggestion either way), but I would recommend including your economic standing and how much of an impact this price tag will have on your family. This has to be noted before an adequate and informed suggestion can be made.
I’m relying on a ton of money in aid, so of course I’d rather take out $20K/year loans than $65K/year ones (which I would never do; in your position, I would just attend community college for free and save up money for the next years in an in-state public university). On the other hand, many people are more than happy to pay such a price for an education they consider will be the best for their children in their future career and networking (esp. in business).