<p>BF is in the equation in terms of the money he provides to the OP. The FAFSA specifically asks for the amount of money paid on the student’s behalf by another person. If the BF pays bills in the OP’s name, she is obligated to report the amount. If her name is on the bill, and if BF pays it, the amount goes on the FAFSA. In addition, if OP is verified, and if her income is very low, she will be expected to fill out a form indicating how she survives on so little income. If the school sees that the student lives with someone else who is paying all of her living expenses - and if the bills are not in her name, so she didn’t have to report the amount on her FAFSA - the school is within its rights to eliminate the living expenses from the student’s COA budget (since OP does not have any living expenses if this is the case).</p>