lmao, either you underestimate Michigan, or you overestimate M&T. There is no doubt that the M&T program is special, and that graduates of the program are often presented with great opportunities. But there is no such thing as an opportunity that is $300k better than Michigan. Even MIT or Stanford are not worth paying $300k over Michigan…unless one comes from a very wealthy family. Just because one can afford $300k does not mean one should. Not when Michigan comes for free anyway. BePositive’s family must be exceptionally wealthy to turn down a free ride to Michigan. As for Investment Banking, the OP did not mention it, so I assume that is not one of his niece’s intend career tracks.