“Post this on Wall Street Oasis. I imagine you’ll generally be told M&T. If you can afford it then it’s a much better opportunity.”
There is no such thing as a much better opportunity than Michigan. Michigan and Penn are peer institutions. Admittedly, the M&T program is very interesting, but it is not “a much better opportunity”, and unless one is extremely wealthy, spending and extra $300k on a Penn education is not a good investment.