This has been an interesting thread. I would say most people have personalized this question. And usually did tell everyone how things were going for them.
We are pretty much in the same boat as most people on this thread. See I am 30 years into a career that will end up being 40-45 years long. One D is about 90-95% launched. Our younger D did us a favor and got a full-ride. Probably saving us $40-55K over 4 years. She will keep her 529 and use for grad school or roll into a Roth IRA. As a couple we are making more money than we ever have. We have a solid emergency fund. We retirement funds that are about 75-80% where they should be at this point in time. We have about 75% equity in our home. DW is also working toward a decent pension. We have a couple of car loans besides our mortgage but they should be done in a couple of years and considering we drive cars until they fall apart we will have 5-7 years of no car payment. So as long as we both can stay employed for 10 more years we should be able to retire relatively comfortable.
See though things were not always like they are now. I can remember graduating from college engaged to my now wife and that our net worth was about Negative $65K mainly due to college loans. Also we were trying to get married and pay for that and find a place to live. Also my beater of a car caught fire on the interstate about a month before our wedding. We had good jobs, but we were poor. No fancy honeymoon for us. We got in the car and drove for it. We waited to get cable. We waited to get a bigger TV. We did without for a long time.
I can understand how kids in their 20s or early 30s might feel right now. But really you can only make it happen for yourself. If you wait on someone doing something for you then you will be waiting a long time.