<p>The Credit Union Rewards Card is based on the Worldpoints System that is associated with Bank of America. Its not that great. It’s a Visa card and not an AMEX card. FYI: At SC the only place that takes Amex is the bookstore. To get other things at USC you can use your Amex for discretionary dollars to everything else. I agree with the others that the Citi mtvu card is the way to go.</p>