<p>Compared to purchasing individual insurance, this is a very good deal. Individual policies will improve in their coverage once the health care law goes into effect but at this point, they are not as good as group policies like the one offered by USC. Please don’t try to skimp on your health insurance; just because you are young and healthy is no guarantee you will be okay. One of the victims of the recent shooting in Colorado who is hospitalized has no insurance and is facing monumental hospital bills.</p>