<p>gman, the students I’m talking about ARE Canadian citizens. As I said, I think that it is very unusual for anyone to have 100% of need met. My D who is in first year has a few friends whose families are in pretty dire financial situations and these kids definitely do not get everything paid for by U of T. Are you from the U.S.? I’m wondering because it doesn’t cost Canadian students $17,000 a year at U of T.</p>