<p>“FAFSA will determine what your Expected Family Contribution (EFC) is going to be. (It’s typically about 1/4 - 1/3 of family income - unless income is low).” </p>
<p>That would be rather high for a middle-class family’s FAFSA EFC unless there were considerable non-primary house assets. I suggest the poster also try looking at an EFC calculator.</p>