<p>You are not alone. Many who have houses that they just cannot sell or businesses in the same category, are hit hard with what they are expected to pay. My friend owned a bunch of houses that he rented out. They were his income, and his retirement. If he borrowed against them, it would cut into his income which was shaky as it is. It was truly a balancing act for him to stay solvent. When Harvard, the prince of all financial aid schools accepted his son, they assessed all of the properties at a market value that he could not get. They told him to sell the danged things and use the money to pay for college. The problem is that selling a property would reduce an already needed income. A catch 22 if I ever saw one.</p>