<p>Taxguy:
Those tax advantages are still good if you can verify that you are working off-site a certain portion of the time. But at $86,000, the costs of carrying your own insurances, taxes, etc. can be pretty high. The danger is that some don’t set the money aside and take care of business and I’ve known people who have ended up with big IRS problems. You must be very disciplined about the business end of it.</p>