Now that I’m rereading your OP, I’m wondering why you don’t just start back at your CC while working? Do any of the CCs have online programs that would work with your work schedule?
Edit… look here for Calif CC online https://cvc.edu
If you started back in the spring, you’d probably could be “turning 24” by the time you were to transfer to a CSU. You’re independent on FAFSA, I believe, if you’re “turning 24” during the next school year that you’re applying for aid. So if when you’re applying to transfer in Fall a couple of years from now, if you’ll be turning 24 during that next school year, I believe that you’d be independent for FAFSA. Is that right @kelsmom
I agree with the idea of working full time while taking classes part-time but all year round, including summers if you can stand that. If you were to take 9 credits per semester, and maybe 12 over the summer (6+6), it would almost be like going to school full time.