I received my college financial planning education from this website and much of it from reading the posts of the OP. Luckily I happened upon it during our oldest Ds sophomore year in HS so it gave me a dose of reality. I think we would have expected more and ended up with less without the guidance. Things have worked out well for both my Ds and our family but I could see the results being much sketchier if I hadn’t happened upon this site when I did.