UGA would give you a more traditional college experience plus the honor’s college perk (I don’t know if UGA has specific requirements attached to it).
USF has grown significantly and while years ago it was a commuter school it is not considered that any longer by most. Have you visited? I know several students who went there and they really enjoyed their experience. It’s free. That’s nice.
Down to the BSMD program then. The program does cut out a year of schooling which saves a year tuition plus adds a year of salary (hopefully). The acceleration of study is going to be stressful. You’ll take the MCAT about a year earlier (if I read it right) than most med school applicants plus need to keep grades up (but you already have that track record of doing well). You’ll do research early (because you might end up liking that more–students change tracks because of interest changes.) The program does not guarantee med school admission and the MCAT requirement is similar (I believe) to what’s needed at other med schools. So if you score that well and have the grades also then you could probably apply to other schools and gain admission as well. So the biggest draw I see is that if you are truly focused, work your tail off and bent on becoming a doctor then the program allows you to save a year of study (and associated tuition plus salary).
One word of caution if you go that route to hurry through. We all do a lot of growing through the college years which is why you DO need to consider the actual college experience. You might find something that interests you more than medicine no matter how determined you are now. You WILL find yourself competing at some point against students who are much older and more experienced than you are at this stage (even upon getting into med school). Some may have multiple degrees, prior work experience in labs, research or other professions. That doesn’t mean you shouldn’t pursue it but just a heads up.