<p>I have worked in the finance industry (mortgages and autos) for nearly 30 years. I’ve seen first hand how co-signing for ANY debt can ruin a person. I refused to co-sign an auto loan for my oldest daughter. I refused to co-sign our middle daughter’s student loans and our youngest daughter knows not to ask! Thank you to the OP for posting this warning. Please learn from others and do NOT co-sign anything, ever.</p>