<p>No co-signing in our family, ever.</p>
<p>Son is now paying off his subsidized staffords. We have a small parent loan in my name that covered his undergrad (other than what we paid out of pocket )</p>
<p>Son asked me to accompany him to purchase his first ‘new’ real car…I was there for moral support and parental wisdom. He put a hefty down payment towards the 2 year old car and HE took the small loan for remainder in his name.<br>
Son actually is happy to be a full fledged adult paying his way.</p>