Your chances of getting into IU are probably about 99.99% If I were you, I would try as hard as I could to raise my GPA to 3.7 though. You have the SAT score already to direct admit to Kelley, you just need to gain .1 on your GPA. IU doesn’t offer early decision, but the priority deadline is November 1. Make sure you apply before then! Also check out this link for direct admit information