What are my chances to get into Trinity College?

I didn’t apply ED because of the financial aspect. It’s my top school but if I have to pay that 70k tuition or even 20-40k per year I simply can’t afford it. They have 100% financial need and I know they would pick up some of the costs and would be willing to take out a loan for 10-20k for the first year but its all so stressful.

I am black so hopefully, that helps. I think that’s what URM stands for right?