<p>^ Discover has a poor rewards program and gave me a horrible APR. I think it’s something like 18%. I got a credit card with an 11% APR and a much higher limit from Citi Mastercard. Now I pay my balance off every month so it’s moot point really, but at least this means they view me as a “better” customer and offer me cards with better rewards.</p>
<p>I’ve used BoA my whole life, from New York City to Ft Lauderdale Florida to Plano TX to Austin TX. I’ve found ATM’s plentiful everywhere I’ve traveled, to Buffalo, Chicago, random cities in Ohio, etc.</p>