<p>Yes, I understand eclipze is an international student. I am sorry; I thought banks internationally had a program similar to ACH.
I would think Chase is better than Bank of America. I know first hand that Chase has ATM locations in Cleveland Ohio that Bank of America does not. (The only national banks in Ohio, I think, are Chase and citi bank) </p>
<p>Furthermore, Chase has a location on Guadulupe</p>