What colleges allow you to stack merit and need based aid?

<p>I do not think she can get work study to reduce your family contribution. Work study is used to meet need. If she no longer has need, she would not get this award. At schools that use Direct Loans, those are also used to meet need. </p>

<p>HOWEVER, if your child accepts an additional outside scholarship…and her loans are therefore eliminated, I believe she can ask for a Direct Loan. I’m not 100% positive, but I believe she can.</p>