<p>Thumper, if your EFC exceeds the COA, you have NO demonstrated need. Merit aid in such cases reduces your contributions. </p>
<p>The issue is how merit cohabits with need based aid.</p>
<p>Thumper, if your EFC exceeds the COA, you have NO demonstrated need. Merit aid in such cases reduces your contributions. </p>
<p>The issue is how merit cohabits with need based aid.</p>