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<p>Your EFC sounds accurate to me. Keep in mind…you won’t be paying that much (yet) to go to college. College costs at the most expensive schools (story in newspapers this week) are “only” $45,000 per year…or so. To be honest, with an income of $250,000 per year, your family is well within the top percentage of wage earners in the country. Paying full freight for a college education would likely be expected. Our annual income is 1/2 of yours and our EFC is $42,000 (per year)…just about the cost of the education of ONE of our kids. So yes…that EFC seems accurate to me.</p>