<p>Sorry, but I do not believe the Stafford unsubsidized loans are “snow in the winter”. We are paying for most our kids’ college educations but we are asking that they take the Stafford loans. We do not qualify for unsubsidized ones as those are awarded to students with financial need. And FYI…Unsubsidized Stafford loans are only available to you if you file a FAFSA.</p>