I have been using prescription RetinA for about 30 years so I need to be gentle with my skin. Cetaphil cleaner in the evenings. For evening moisturizing I rotate between CeraVe (either with a dose of RetinA added every e days of so), Oil of Olay Regenerist or occasionally pure coconut oil. Since I use RetinA I absolutely have to wear sunscreen. The Oil Of Olay Superstructure DNA with SPF works very well. I will also use one of the evening moisturizers and then Clinque Super City Block - which is a physical sunblock with tint.
For times when I need extra sunscreen protection I’ve found both the CeraVe and the Neutrogena physical sun blocks to be very gentle. They use Zinc Oxide and/or Titanium dioxide. The formulations are not at all like the stuff lifeguards used to put on their noses and subsequently look like they fell in while oily paint. The CeraVe baby sunscreen is especially mild and goes on smoothly, without a greasy feeling.