<p>northstar, what I was trying to reveal in this thread is how long students have to pay back loans after graduation. I wondered if there are different kinds of loans out there with different timings. I am not an expert who could provide the answer, but this question is relevant to this thread about the 1st yr after graduation , especially without employment. </p>
<p>I think I phrased the question too much like I was looking for an encyclopedia answer - sorry for framing it this way.</p>
<p>If a student does not have a job after employment, then what are the consequences for the student’s loans? Can the student wait to pay til there is employment, ANY kind of employment (even if just a pittance)? What are the consequences if you do not pay due to no job?</p>
<p>Would they come after the parents? Does it depend on the kind of loan ?</p>
<p>This is a HUGE item to be considered in this kind of thread especially with the magnitude of some of the loans of people just starting out. I recall a tragic tragic case reported on these CC pages about some student who was so heavily in debt after graduation that he killed himself since he could not find adequate employment.</p>
<p>The OP apparently did not have loans - at least it was not mentioned in the post. What of the more typical case (isnt the avg debt of american students upon graduation something like $20-30k, or something like this?)?</p>
<p>Yes, I could google, but I and others who might be viewing this thread might not get a clear summary answer that I bet some knowledgable and experienced users in this forum might better provide than 435,00 hits on google, including something from Wells Fargo.</p>
<p>[student</a> loans after graduation - Google Seawch](<a href=“student loans after graduation - Google Search”>student loans after graduation - Google Search)</p>
<p>thanks, everyone reading, for patience with my question, and feel free to ignore if you think it is irrelevent.</p>