<p>Depends on the school. Do a little research-- use the profiles at College Board to find out what avg % of need each school meets. Then look to see what % of their aid package is loans, and what % is grants, on average.</p>
<p>If you have a low EFC, and other things being equal (which they seldom are), lean toward the schools that meet a high % of need, and which have a high % of grants to loans.</p>