<p>Daughter did Flex 460 first two years because it was, well, flexible. She never ate breakfast in the cafeteria, and was not sure about the set hours of mealtimes, so she was able to customize the meals she did want to eat by using points. Plus, the left over points at the end of one semester carried into the second, whereas left over meal credits did not. After the second, though, they did not carry into the next academic year. For the third year she stepped down into one of the less expensive plans, and we did have to buy more points in the middle of the semester, but that still was better than paying so much for meals. If you calculate the cost, the meals are really expensive, and the points are less so. BTW, she loved the food at the Ratty!</p>