so you still need to borrow north of $100k to pull this off. If so, it is a HUGE mistake that will haunt you for the rest of your life. I can’t say this emphatically enough - DO NOT DO THIS TO YOURSELF OR YOUR PARENTS.
I don’t know that much about your situation but, you would probably be best served going to a CC in Hawaii and then transferring to a WUE CSU - CPP is a WUE school with a 4 year grad pledge (2yrs for transfers) As i noted above, Chico, Sac are also solid options.
With your stats, privates like LMU and USD are pretty likely to offer enough aid to take you well under that amount - Their degrees are quite credible and you will graduate in 4 years virtually guaranteed -and you have no transfer risk. - as several people have noted above getting into UCB or UCLA in biz simply isn’t likely to happen. Look at the link i provided above - UCB had an admit rate of 6% for biz transfers. LA was 11%.
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Good luck whatever you choose