I took out a parent plus loan for both semesters, which is why it is $40,000. I have to take out loans wherever I chose to go no matter what since there is no extra money saved up for me and my siblings are 160k+ in debt already. Im just really stressed out because if I want to stay here next year, I have to find a place to live now since it is so competitive for living here. I just feel like im stuck and don’t wanna end up making a mistake by transferring or by not transferring.