IMO your parents aren’t good resources in this situation, as they seem to have got you here. Are they not US citizens? I am not sure why you would be paying over the odds for your current school. They don;t seem to have a good grip on how this all works. IMO get your transfer ducks in a row ASAP. Look at the option of not returning for spring semester, you may lose some housing money but you will not have paid tuition. See if spring start is possible at any of your instate options. If not, you can get a job while applying for fall start, maybe you can take CC classes. Did you have acceptances at instate schools?
What were your stats?