What to consider when deciding retirement location and readiness to retire

@doschicos, I think you’re on to something.
I am NOT a bug person. Those things are huge and discusting.

I’m not ready to retire. I could- and my husband retired 10 years ago and does a great job of managing our house, groceries, cooking, pets, cars etc. I love my job and the socialization that comes with it. My husband is an introvert and doesn’t need that. I have a great lawyer job with a Fortune 500 company with a terrific culture in a fun industry. I am taking it year by year. I like the insurance benefits, too.

Okay @doschicos, maybe you should look into the Seattle area. We have NO scary bugs here. After living in Florida, Sacramento, Phoenix and Memphis, I REALLY like no big gross cockroaches or flying things, no deadly spiders, alligators, nothing scary! We do occasionally get these large brown spiders, but they are harmless, and I sic my killer dogs on them…tasty treats! Worst thing, maybe, seasonal ladybugs?

@MomofWildChild, your situation sounds great. If you are both happy, no need to consider retiring.

Would so love to retire in Manhatten in NYC. Right now H and I get to stay in D’s UES place.it is a great location. We spent the last week there babysitting grandcat whille D and significant other were away. Went to a Broadway show, 9/11Museum, and the MET. A wonderful time.

If we can not live there, at least we have a place to stay. Meanwhile we go to other places in the summer. This year Arizona and the Grand Canyon. And winter some place warm. This winter in Cancun.

Plan to do this ritual in retirement.

Actually, the PNW is one area I would consider. I live in northern New England and like most aspects of it but wish the winters were milder. I do like the PNW. Haven’t seen all of it yet but particularly like the Oregon Coast. I also like Vancouver BC and have extended family there but it has gotten quite pricey. I could live in the Tofino area though. Might depend on who our next president is. :smiley:

Likely to stay put until my kids decide where to settle down and then depending on locale we would consider downsizing and relocating to be closer to kids and, hopefully, future grandkids wherever that might be.

I would like my next home to be very environmentally and energy efficient.

I would like more vacation time and the ability to not go in if I don’t feel like it!

That article in the New Yorker last year about the overdue monster quake in the PNW and the supervolcano in Yellowstone makes me think twice about going up that way :slight_smile:

@MomofWildChild Can you negotiate that with your company? More time off, ability to work from home sometimes? I know its not possible in all jobs. It certainly wasn’t in the career I had.

Well, TN, the Carolinas and New England aren’t safe from earthquakes either.
http://www.dailymail.co.uk/news/article-1366603/Earthquake-map-America-make-think-again.html

Maybe. See what happens down the road.

Our earthquakes are a little more infrequent and less intense than Ca @doschicos

But then you have to factor in hurricanes, tornados and other weather related risks. And Zika risk. Few spots are immune from weather related/natural disasters.

Don’t forget mudslides and wild fires in the west either Doschicos.

Actually, I think one of the biggest issues in the future will be access to plentiful water. I’m adding that to my list.

Doschicos’ list: Close to the kids, no big bugs, plentiful access to clean water. :slight_smile:

Well, do consider that Washington has no state taxes, but Oregon’'s is very high. No tornados, practically no thunderstorms. No hurricanes, no Zika. Heard a crack of thunder a few months ago, and we were confused…what the heck was that?

I’m very, very far from retirement so it is not even anything I think about.

It is fun to think about living in different places, though. When @doschicos mentioned Tofino, for example, I thought – ooh Tofino! I’d love to live there! But then I realized that what I really mean is that I would love to be able to spend Labor Day weekend there every year. I’d probably go a little stir crazy with more than that.

If I were going to move someplace else, it would be Berkeley, in the hills. Those steep lots are not great for retirement though.

Yeah, Oregon taxes are a downer. Thanks for reminding me of that, @busdriver11. I need to explore WA state. I’m sure I’ll find it equally beautiful.

@nottelling I’m into laid-back. One of my kids like cities (at least for now) and the other dislikes them so it’ll be interesting where they both wind up longer term. I could see them both living outside the US for awhile as well.

I think I am all set for retirement. I already decided to stay in NYC because both of kids would likely be in nYC. Manhattan is great for elderlies. One could get almost anything delivered to home, and one could walk almost any where or use public transportation. My building is full service with elevators.