What is the actual net price of each school after grants and scholarships (not loans)?
NPCs indicate for a student living on campus from a low income family (EFC = $0, parent income $25,000):
UOP: $22,688
USF: $19,890
UCSC: $9,500-$12,500
UCR: $9,300
UCM: $8,500-$9,500
SJSU: $12,824
You can borrow $5,500 (federal direct loan) without a cosigner. The remaining amounts would be realistic to earn from part time and summer work at the UCs, marginal at SJSU (unless you can commute from your parents’ place to lower the cost), and unrealistic at UOP and USF, if your actual financial aid offers are similar to the net price calculator results.