<p>*All my parents said that they would contribute is $1500 a year or maybe semester I am not sure. I don’t want to not go to school just because my parents aren’t capable of paying my EFC. 
*</p>
<p>I understand that. But, schools aren’t going to let you enroll if you don’t have the money. </p>
<p>Ask your parents how much they’ll pay so that you have a clear view of whether they’ll pay 1500 or 3000. </p>
<p>Also ask them if they’ll take out a Plus loan or co-sign. (Also, keep in mind that your parents have to qualify for these loans each year, so if they qualify one year, they may not qualify for future years).</p>
<p>You are facing a situation that many kids face every year. There are thousands of kids who’ve worked hard in high school, got good grades/scores, but can’t afford their top choices for college. Does it ruin their life to go where they can afford? NO. Does it seriously hurt their life by taking out huge loans? Probably. </p>
<p>If your parents won’t take out a Plus loan or co-sign, how would you pay for gap in your coverage? </p>
<p>(Again, it is NOT a good idea to have large loans. The dream is YOUR CAREER, not 4 years in college.)</p>