I also replied last year. You still don’t have an ACT or SAT score, and I believe you have two more years left of high school…right?
Remember, ED is supposed to be a binding acceptance if you get accepted…but frankly, if you can’t come up with the money to pay, you won’t be able to get a visa to study here. You will need to demonstrate that you have at the ready the money to fund at least a full year of costs. Some colleges require more. This can include already approved loans (which you would need to get in India) as well as already received student financial aid, and money in the bank (proof will need to be provided). It cannot include future earnings, potential gifts from others, or anything else that you haven’t already secured.
As an international student, I honestly would not suggest applying ED at all.