We know nothing about you - stats etc.
But you say this and it simply isn’t true.
“But basically I realized that I most likely will not get fin aid for OOS public”
Budget is first. If you can’t afford Unc Or Wisconsin full pay, I wouldn’t apply.
I would have a budget and find schools to make the budget.
They party crazy at UNC and most every other flagship - and there’s tons of great schools, and not just the ones your friends or teachers mention.
Good luck.