<p>The issue we had insuring our old house was some knob and wiring in the house … a bunch of companies would not issue us … we had insurance with Liberty Mutual. We recently updated the last of the wiring in the house and none of the companies we contacted had any issues with our house … I’m not sure is we were charged premiums for the age of our house although I do know that the cost was lower with the old wiring our. We eventually picked MetLife although we will relook at AMICA soon.</p>