<p>OP, Are you saying your insurance premium is going up automatically just because your house is turning 100? I had not heard of that happening. Ours is 100 years old in a few years so would like to clarify that in advance. Don’t want to think about a big automatic increase when we are already having to pay alot for flood insurance in adddition to regular homeowners. We are in no hurry to move but a major insurance increase might influence that so will be looking at the answers to your post. We have Farmers now and never thought we would have to change simply because of a house being 100. What have been your experiences on this?</p>