<p>I think you also need to understand that 25 years is a really long time. Sure, you’ll be forgiven in 25 years…and let’s assume that you go straight to LS out of undergrad, and therefore graduate at 25. 25+25 = 50, the age you will be when those loans get forgiven through this program. Something tells me you’d want to have a mortgage for a house long before then, and good luck getting that with $100k in debt.</p>