<p>Please oh please look at an old CC post </p>
<p>Another huge student loan article - "The $555,000 student-loan debt"ucsd<em>ucla</em>dad </p>
<p>from 8/7/10. </p>
<p>Student loans are non bankruptable, and you will never get ahead until they go away. The go away only if you pay them or die. If you die make sure your parents didn’t cosign because then even death leaves them on the hook. If you plan on a low income to stay within IBR, plan on alpo for retirement. If you earn enough to no longer qualify for IBR then you will pay off the entire amount. Grad school is a great thing. I heartily recommend it. There is a cost and a return on investment. Make sure you are not mortaging your future. Work for a couple of years. Go to a state school and pay as you go. Minimize the debt. Do not plan on a program that can be changed on a whim to bail you out from ruinous decisions. </p>
<p>Read this article today in the NY Times Is Law School a Losing Game?</p>
<p>Which is all about debt</p>