ps I’m sure we could be making more if that mattered to us, or living in a more prestigious place according to many, but we don’t want to. We love traveling. One of my favorite memories was being on an airplane heading to HI for a month with our kids. My seatmate was dressed in a suit - heading there for business. He was a frequent flyer. He envied us and considered us “rich” that we could take a month off.
Chances are he made more than we do, but we just choose to use our money differently.
Absolutely no regrets BTW.